Insurance

Self-Pay

For your convenience we also have a Self-Pay and Out of Network Price Menu. Please Click below for full menu.

At Premium Healthcare, we are dedicated to providing high-quality medical diagnostic and imaging services to the Miami, Florida community. We understand that navigating the world of health insurance can be complex. That’s why we’re here to support you every step of the way. This page is designed to help you better understand our insurance processes, accepted plans, and what to expect when it comes to billing and claims.

Accepted Insurance Plans

At Premium Healthcare, we are dedicated to providing high-quality medical diagnostic and imaging services to the Miami, Florida community. We understand that navigating the world of health insurance can be complex. That’s why we’re here to support you every step of the way. This page is designed to help you better understand our insurance processes, accepted plans, and what to expect when it comes to billing and claims.

  • Aetna
  • AvMed
  • BCBS (all except Myblue)
  • Cigna
  • First Health plan
  • Golden Rule
  • Hawaiian mainland Administrators
  • Humana
  • Meritain
  • Multiplan
  • NHP
  • Oxford
  • PCHS
  • Tricare
  • UMR
  • United Health Care
  • US Health Freedom
  •  Simply
  • AARP supplemental
  • BCBS supplemental
  • Humana Gold (HMO)
  • Bright Health
  • Florida Blue Select
  • Oscar

Insurance Verification Process

Before your appointment, it’s important to verify your insurance coverage. This can help prevent any unexpected costs. You can complete this process by contacting our office or by reaching out to your insurance provider.

Co-Pay and Deductible Information

Understanding co-pays and deductibles is vital to managing your healthcare expenses. These costs can vary depending on your insurance plan. Our team is available to provide guidance and answer any questions you may have.

Billing and Claims Process

We’ve simplified the billing process to ensure that you receive accurate and timely claims. Our team will handle the filing of insurance claims on your behalf. Once processed, you’ll receive an Explanation of Benefits (EOB) from your insurance provider detailing the coverage.

Pre-Authorizations

Some medical procedures may require pre-authorization from your insurance provider. We can assist you in determining whether your treatment needs pre-authorization and guide you through the process.

Financial Assistance and Payment Plans

We understand that not everyone may have insurance or may be underinsured. We offer financial assistance programs and flexible payment plans to help you receive the care you need.

Contact Us

Our dedicated billing and insurance department is here to assist you. If you have questions or need personalized support with insurance-related matters, please contact us at:

Legal and Compliance Information

This page is designed to provide general information and should not be considered as legal or healthcare advice. For precise details related to your insurance coverage and billing, consult with your insurance provider and our billing department.

Our Commitment to Miami, Florida

Premium Healthcare is proud to serve the healthcare needs of our vibrant Miami, Florida community. We are dedicated to providing accurate, compassionate, and accessible diagnostic and imaging services to improve the well-being of our patients.

Tailor the content and structure to fit the specific insurance details, plans, and services offered by Premium Healthcare. This page will serve as a valuable resource for patients seeking clarity regarding their insurance coverage and the billing process.

FAQ

Our team at PHC and M.R.I. of Miami is committed to making the billing and insurance process as transparent and manageable as possible. If you have more questions or need further information, please don’t hesitate to contact our dedicated billing department. Your health and peace of mind are our top priorities.

Yes, we accept a wide range of insurance plans to ensure accessibility for our patients. Please provide us with your insurance details, and our billing department will verify your coverage.
Verifying your insurance coverage is a straightforward process. You can either contact our billing department, and they will assist you, or you can reach out to your insurance provider directly. We’re here to help and make the process as smooth as possible.
If your insurance plan is not listed, please contact our billing department. We can provide information on other payment options, financial assistance, or explore potential alternatives to help you receive the care you need.
The out-of-pocket expenses can vary based on your insurance plan and the specific procedure. Our billing department will work with you to provide an estimate of your potential costs. Please keep in mind that co-pays, deductibles, and any non-covered services may affect your expenses.
You’ll typically receive a billing statement after your insurance has processed your claim. This can take several weeks. The statement will outline the services rendered, the amount billed to your insurance, and any patient responsibility. If you have any questions about your statement, please contact our billing department.
Yes, we understand that not everyone has insurance or may be underinsured. We offer financial assistance programs and flexible payment plans to ensure access to quality care. Please reach out to our billing department to discuss these options.